Frequently Asked Questions
If you do not find your question solved, do not hesitate to contact us.
Why trust Buy & Hold?
We have consistent management results over time with which we have outperformed the indexes, both in terms of profitability and lower volatility.
Can I lose money on my investment?
Yes. None of the products we offer guarantees your investment. However, Buy Hold managers would not invest our assets in these products if we did not think we would make money.
Is there a minimum amount?
The minimum initial amount is the equivalent of the value of one unit, with no minimum for subsequent contributions.
Are there any subscription or redemption fees?
No. Our fees are low because that improves our products’ yields.
How can I invest in your products?
You can invest in our products through our “Invest” button at the top right of this page. You can also call our free phone number 900 550 440 and send an email to relacionconinversores@buyandhold.es.
You can also invest in our Luxembourg funds through Bankinter, Caser, Mapfre, Santander, Sabadell, Andbank, Openbank, UBS, Renta 4, Crédit Agricole, Singular Bank, Creand, Self Bank, Liberbank, Mutuactivos and GPM.
Where are Buy Hold investment products deposited?
All investments we make in our three investment funds, both Spanish and Luxembourg, are deposited with UBS.
What can I buy if I can take more risk?
Our products with fewer risk are B&H Renta Fija FI and B&H Bonds LU.
Why invest in a fund?
Because it diversifies investment by reducing risk. They also offer tax advantages over other products for individuals.
Can I invest in periods of less than six months?
Yes, although we recommend that in the bond strategy you invest for a minimum period of 2 years. In the flexible strategy, we advise a minimum period of 4 years. Whereas to capture the full potential of the portfolio in the equity strategy, we indicate a minimum period of 7 years.
What product should I choose if I don't want to take on too much risk?
Our products with fewer risk are B&H Renta Fija FI and B&H Bonds LU.
Do you have any pension plans?
Yes, our pension plan can also be contracted through our website buyandhold.es
What happens if I want to withdraw my investment?
You can withdraw your investment at any time, simply by calling our toll free number 900 550 440 or by sending us an email to info@buyandhold.es.
How are capital gains taxed?
Capital gains are currently taxed at a rate of 19%.
How are transfer transactions taxed?
How long will it take me to see my position after I have made a trade?
Are Luxembourg funds transferable?
Yes. Our Luxembourg funds are investment funds that comply with European UCIT regulations and can therefore be transferred from any investment fund and vice versa.
Will I have to file Form 720 if I invest in Luxembourg funds?
Our Luxembourg funds are registered with the CNMV (Comisión Nacional del Mercado de Valores) and, therefore, if you subscribe through any Spanish marketer, you do not have to file the 720 form. By marketer we mean the main banking entities, i.e. banks, securities brokerage firms, securities companies, etc…
Buy Hold is an independent Fund Manager of collective investment undertakings (CIU)
We explain what we base our investments on.
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