Call us M-F from 9 a.m. to 6 p.m. 900 550 440

At least five years time horizon.

B&H Jubilación

Annualised average return:
4,3%
From:
Oct 2017
B&H Jubilación
Riesgo con tolerancia a la volatilidad (5/7 según CNMV)
FEES

Management 0,90%

Success 6% of profit

Depository 0,05%

ASSETS 28/03/2025
3,4MM€
RETURN YTD
-2,00%
RETURN FROM START
33,38%
NET ASSET VALUE
13,3329

PORTFOLIO DETAIL

PROFITABILITY

Documentation

Awards

For investors with at least five years time horizon.

Our pension plan to prepare your retirement.

B&H Jubilación selects both bonds and stocks, with the objective of optimizing long-term returns. The plan may have a maximum equity exposure of up to 75%.

The portfolio is comprised of our highest conviction ideas in both bonds and equities.

In bonds we seek an optimal balance between their returns and risks, while achieving an adequate correlation and diversification with our equity portfolio.

Composición de la cartera 72% / 24% / 4%
Portfolio composition for B&H Jubilación

72% Equity

24% Bonds

4% Liquidity

Our pension plan builds the financial well-being for your retirement by combining our highest-potential and most reliable investments in bonds and stocks, measuring their weights based on market opportunities.

We prefer quality, easily understandable businesses at reasonable prices.

We like companies that combine low debt levels with long-term earnings-per-share growths.

Returns from launch

B&H Jubilación

Annual Return

BH JUBILACIóN
2025 -2,00%
2024 8,40%
2023 20,29%
2022 -17,85%
2021 25,63%
2020 -1,15%
2019 22,66%
2018 -16,40%
2017 -0,30%

Returns net of fees.
Past performance is not indicative of future results.

Cumulative Return

BH JUBILACIóN
YTD -2,00%
1 Año -0,74%
3 Años 11,09%
5 Años 71,98%
Inicio Oct 2017 33,38%

Cumulative returns based on actual data.
Returns net of fees.
Past performance is not indicative of future results.

Every document always up to date

Monthly Fact Sheet​

Annual report

DDFP & Specs

Other funds

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Antonio Aspas

Antonio Aspas

Boards Director-Secretary. Co-founder partner

Director of various family offices and sicavs.

Asset Manager at Inversis and BM.

Degree in Economics and Business Administration from UNED.

Master’s Degree in Portfolio Management from IEB.

European Financial Advisor certificate from EFPA.

Rafael Valera

Rafael Valera

CEO. Investment manager. Partner

citywire-AAA-rafael-valera-2x

Executive Director at UBS Investment Bank.

Bond Sales-Trader at AB Advisors / Morgan Stanley.

Deputy General Manager at Banco Sabadell Urquijo.

Chairman of Banco Madrid Gestión de Activos.

Degree in Law from Universidad de Navarra.

Master in Finance from IEB.

Senior Management in Business Program (PADE) from IESE Business School.